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What Are Liens and Title Issues?
A lien is a legal claim against a property, usually because the owner owes money to a lender, contractor, or government agency. Title issues are anything that makes ownership unclear, this can include missing heirs, forged signatures, boundary disputes, or unpaid liens that weren’t cleared up in the past.
Here are the most common ones we see in Maryland:
- Tax liens from unpaid state or county property taxes
- Mechanic’s liens from unpaid contractors or suppliers
- Judgment liens from lawsuits or unpaid debts
- Child support liens
- Heirship or probate issues after the death of an owner
- Boundary disputes or unclear legal descriptions
All of these make a property harder to sell the traditional way. Most buyers won’t touch a house with a clouded title unless it’s fixed and that can take months or even years.
If you're also dealing with vacant property upkeep or tax concerns, check out how we buy vacant homes in Maryland without delays or out-of-pocket costs: Vacant Property in Maryland? Here's How to Sell It Fast Without Paying Taxes or Upkeep
Why Maryland Homeowners Trust Credible Homebuyers
Our reputation is built on real experiences. From inherited properties in Bowie to downsize moves in Dundalk, we’ve seen all types of situations—and we know how to provide real solutions.
"Working with Brentin was a breeze. He was clear and upfront with everything, and I got a fair offer for my home. The whole process was smooth, and I had my cash in hand quickly!"
Tommy Hill
Baltimore, MD
"I was worried about the selling process, but Brentin made it so easy. He gave me a fair price for my house and made sure everything was taken care of fast. So glad I chose him!"
Rachel Martinez
Silver Spring, MD
"Brentin was fantastic to work with. He made the sale of my house so much easier than I expected. No stress, no long waiting—just a fair offer and a quick close!"
Chris Thompson
Columbia, MD
"Brentin was honest, professional, and kept everything simple. I had no surprises, and he handled everything in a timely manner. I couldn’t have asked for a better experience!"
Olivia Green
Rockville, MD
Want more feedback? Check out our Reviews for unfiltered experiences from local sellers. to see what others are saying.
What Happens If You Try to Sell With a Lien?
Trying to list a property with liens on the MLS can trigger delays, buyer pull-outs, or lawsuits. A title search will uncover unpaid debts or ownership gaps that the buyer’s attorney won’t ignore. You may be forced to:
- Pay off the lien in full before closing
- Negotiate a settlement with creditors
- Wait months for probate to clear
- Hire an attorney to correct title records
Meanwhile, your house sits unsold, your bills keep stacking up, and potential buyers move on.
That’s why many sellers with lien or title problems look for faster options. This is where local cash buyers like Credible Homebuyers come in.
How Credible Homebuyers Buys Houses With Liens in Maryland
Our home-buying process is designed for homeowners in difficult situations. We’ve closed deals on homes with tens of thousands in back taxes, multiple liens, and unresolved probate issues. If you need to sell your house fast in Maryland, we’ll make the process simple and direct.
Here’s what we do:
- Run a title search through our local title company
- Communicate with lien holders directly on your behalf
- Make a fair all-cash offer, factoring in the lien situation
- Cover closing costs, including legal and title clearing
- Close in as little as 7–14 days, or on your timeline
You don’t need to hire an attorney or pay off liens yourself. We work with experienced title experts who handle it all behind the scenes.
If your house is also in bad shape, this applies too: Fastest Way to Sell a Damaged House in Maryland
Common Situations We Handle in Maryland
Selling a house with title or lien problems is stressful, but we’ve seen it all. Here are a few real situations we’ve helped Maryland sellers work through:
- Baltimore rowhome with tax liens – Seller inherited a house from an aunt but didn’t know it had over $18,000 in unpaid property taxes. We negotiated a reduced payoff and closed within 3 weeks.
- Divorce with unresolved deed – A couple in Prince George’s County had never updated their deed after divorce. We worked with their attorney to get signatures and clear titles before closing.
- Mechanic’s lien from unfinished renovation – A contractor recorded a $12,000 lien after a dispute. We settled it as part of our cash offer so the seller could walk away free and clear.
If you’re dealing with a house that’s hard to sell because of title problems, we can take it off your hands fast, with no repairs, cleaning, or upfront costs.
Can You Sell a House in Maryland If You Still Owe Money?
Yes. Even with liens, judgments, or mortgage arrears, you can still sell as long as the buyer knows what they’re doing. Traditional buyers won’t touch it, but investors like Credible Homebuyers specialize in these deals.
If the lien amount is more than what the property is worth, we’ll evaluate your options. Sometimes creditors are willing to accept less than they’re owed in exchange for a guaranteed sale. We’ll handle the negotiation.
You may also be able to sell as-is and let the proceeds from the sale go toward the lien, without paying anything out of pocket.
Selling remotely? You’re not stuck waiting or flying in.
Selling a House From Out of State? Maryland Owners Are Closing in Days
Why Choose a Cash Buyer Instead of a Realtor?
A real estate agent may tell you to “fix the title” before they list your property. That usually means calling a title attorney, paying fees, and waiting months for the legal work to be done.
If you’re behind on bills or in a hurry to move, that’s not realistic.
Cash buyers like us don’t require the same clean title standards. We work directly with the title company and don’t involve agents, banks, or inspectors. That means no commissions, no buyer delays, and no open houses.
We buy houses in Maryland in any condition even if there are liens, code violations, or legal problems attached.
Get Your Free Cash Offer Now!
Fill out this form to get your no-obligation all cash offer started!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
What to Do Next
If you’ve got a house in Maryland with liens, judgments, or title issues, don’t panic. These situations are more common than you think and you can still sell fast.
Credible Homebuyers is ready to make you a fair all-cash offer, no matter what’s attached to your title. We buy houses in Maryland, and we know how to close deals when other buyers can’t.
Just fill out our quick form to get started. We’ll handle the hard stuff and give you a clean exit.